Project Total Cost and Personal Contribution Calculator
Spain Property Purchase Simulator | Terreta
Calculate the total cost of the project, the personal contribution, the loan amount, and the interim cash flow.
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Real Estate Investment Wealth-Building Simulator
Your growth, year after year
What will your net worth look like if you hold onto the property for several years? Your mortgage balance decreases, and rent increases: here’s what you’ll get back when you sell.
Building Your Wealth, Year After Year
Bars (left scale): your accumulated net worth—the coral color represents the value of your property once the loan is paid off, and the blue color represents savings from your rent. Dark line (left): the outstanding principal, which decreases over time. Thin lines (right scale): annual rent, loan payments, and cash flow.
Year-by-Year Breakdown
← Swipe to see all columns →
| Year | Annual rent | Annual credit | Annual Cash Flow | Cumulative Cash Flow | Outstanding Principal | Net Real Estate Value | Total enrichment |
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This is an estimate for educational purposes only, excluding ancillary costs (property tax, condominium fees, insurance, rental management fees, and rental vacancy periods) and excluding taxes (rental income and capital gains). The cumulative cash flow is assumed to be held in an account without being reinvested. The property’s value appreciates linearly (at a compound rate) between the purchase price and the resale value you entered. This simulator does not constitute personalized tax, legal, or financial advice: each situation warrants a dedicated analysis with your Terreta advisor.
